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OUR SERVICES
At Breakwater Equity Partners, we approach your commercial loan workout through a comprehensive two-phase process, after a preliminary phone consultation.
Phase 1 focuses first on careful analysis of your unique scenario, then planning and presenting the potential strategies that hold the most promise of a successful outcome. One of our greatest strengths is in unveiling each client's unique, natural points of leverage that can be used against the lender to regain control of their loan situation.
Phase 2 is where we implement the proposed strategies and begin the negotiation process with the lender. This is where our unparalleled skills come into play. And although we have attorneys on your team, we are able to negotiate on your behalf as consultants, not as a law firm, which allows us to deal directly with the lender's officers instead of their lawyers. (We handle every detail of your case with the same level of discretion and confidentiality you would expect from a reputable attorney.)
Free Consultation
We begin the process with an extensive, no-obligation phone consultation to gather details about the prospective client's property scenario.
- Analysis of the strengths and weaknesses of client's financial situation including:
- Personal
- Assets
- Tax considerations
- Financial institution
- Generate recommendations based on our findings
- Present potential strategies for Phase 2
- Take full responsibility and negotiate on the client's behalf
- Implement strategies generated in Phase 1
- Conduct direct negotiations with lending institutions
- Written communication
- Verbal communication
- Address tax implications
- Address capital considerations
- Bring about a successful resolution in the shortest timeframe possible
We are experienced in all Property Types including:
- Office
- Industrial
- Multi-Family
- Condo
- Broken Development
- Land
- Hotel
- Golf Course
- Mixed Use
- Retail
- Healthcare
- And more…
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Breakwater Rescues Shopping Center from Foreclosure in Record Time
A group of very sophisticated investors took out a $24MM construction loan to build a Southern California shopping center. The completed 75,000 sq. ft. retail space had an original projected value of $36MM, and looked to be a promising investment.
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Breakwater Equity Completes Successful Workout for California Golf Course
A California businessman was facing a debt load he could not manage, in addition to growing pressure from his lender, and the serious prospect of losing another golf course property in California.
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Breakwater Equity Returns Retail Center to Positive Cash Flow Through Workout
Workout scenarios vary widely. Every situation is unique, and not all workouts are home runs. Some workouts can be resolved within months; others may take up to two years and end up a single or a double to use baseball terminology.
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Workout Helps Real Estate Investor Out of $2.4 MM Personal Guarantee
Prior to the real estate decline in 2007, an Arizona-based doctor purchased a $3 million residential property in a high-end suburb of Phoenix and was working with a developer to build luxury homes. The unimproved land needed final engineering and horizontal improvements.
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Developer Escapes BK and Personal Guarantees Using Breakwater Equity
A boutique oceanfront developer in southern California with a successful history building luxury homes, was saddled with excess real estate inventory caused by the sudden downturn in the economy.
